Credit Lending Fees &Charge
[Description] [Charge/Rate]
1. New credit processing fee 0.19% (a minimum of Birr 5,500)
2. Renewal of existing facilities 0.03% (a minimum of Birr 5000)
3. Credit information enquiry fee As per NBE's directive
4. Appeal processing fee 0.025 % (minimum of Birr 3,000)
5. Loan re-approval 0.025 % (minimum of Birr 5,000)
6. Loan transfer (to another applicant) Birr 9,000.00
7. File Transfer (Branch to Branch) Birr 5,000
8. Movable collateral registration fee As per NBE's directive
9. Collateral substitution fee Birr 5,000
10. Collateral release fee (per collateral) Birr 5,000
11. Collateral amendment fee Birr 4,000
12. Allowing registration of building collateral on 2nd degree Birr 8,000 per LHC
13. Waiver, rescheduling, amendment of repayment 0.125 % (minimum of Birr 10,000)
14. Cancellation or suspension of foreclosure decision 0.125 % (minimum of Birr 7,000)
15. Guarantee to term loan conversion Birr 10,000
[Type of Guarantee],[Collateral Type],[Commission rate per quarter]
Bid Cash 0.30%
Others 0.50%
Bid Cash equivalent, bank guarantee,(local/foreign)share certificates 0.50%
Others 0.75%
Bid Building 1.25%
Others 1.35%
Bid Machinery & vehicles 1.25%
Others 1.60%
Bid Clean/Personal Guarantee 1.75%
Others 2.20%
[Description],[Charge]
Residential building or unit apartment -----> Birr 3,000/LHC
Commercial, mixed, real estate or apartment building -----> Birr 5,000/LHC
Factories, store or warehouse ------>Birr 5,000/LHC
Movable collateral registration fee ------>Birr 10,000/site
Fuel station -----> Birr 5,500/tank
Flower farm----> Birr 8,000/green house
Domestic Banking Service
Local Money Transfer
Inter Branch and Inter Bank Transaction
[Type],[Transfer Amount],[Tariff ETB]
Account to Account Transfer(Inter branch)
From 1 -200000------>Free,
Transfer from Customer’s Account to other banks account (RTGS) for CPO, Cheque, Letter,
Flat rate ------->30birr
Incoming Special clearance Flat rate -----Free
Up on Issuance
Bankers Cheque(CPO)
From Account ,Flat Rate -->50 birr,
From non Account holder up to 100000 -->100birr,
From 100001 to 100,000,000 -->250birr,
>100,000,000----->500birr //
Up on Replacement Of Bankers Cheque
From Account --->50 birr,
From non Account holder --->100
up on Bankers cheque Cancelation/Voiding
From Account --->50 birr,
From non Account holder --->100
Refunding Lost Bankers Cheque
From Account --->100 birr,
From non Account holder --->200
Cheque Books Issued by Branches
[Number of Leaves] [service Charge per leaves]
[10,25,50,100]------2 birr per leaf
Standard Check Books Issued by NBE
[Number of Leaves] [Service Charge per leaves]
[25] --------[50birr],
[50] --------[100birr],
[100] --------[200birr]
Deposit Account
Saving Passbooks
[Service type],[Service Charge (ETB) per passbook]
Passbook Issuance upon opening --------> Free
Lost/Damaged Passbook Replacement -----> 50 birr
Closure of Saving Account within 6 months from date of opening -----> 25 birr
Saving & Checking Account
Saving and Checking Account Freeze (Court case) in favor of plaintiff (beneficiary) ------birr 35 per case
In active/Dormant Account Service charge
Saving Account balance below Birr 50 for one year------->50 Birr after two years
Current Account balance below Birr 500 for six months ------>50 Birr after six
months
Orders
Standing Instruction (S/A, C/A, TD, FCY, O/D, etc.)------>15 birr for single transaction and Free for multiple transaction
Balance Order Instruction ------>
Stop Payment Order --------->100 birr
Sundries Services
Salary Payment -----> Free
Customer Door to Door Service to open Account ------>Free
Change of Signature ---->10 birr
Other Service
[Service type / Insufficient Fund In current account], [Action Service Charge]
First Time: Register the Incidence in Dishonored cheque register book, charge 200 Birr and Block all debit or outgoing transactions until the dishonored cheque referred to above is fully paid.
Second Time : Record the incident as second time in register book , Block all debit or outgoing transactions until the dishonored cheque referred to above is fully paid and charge 3% of the Cheque value not exceed Birr 25,000.00
Third Time: Record the incident as third time in register book ,charge 5% of the cheque value not exceed Birr 50,000.00, close the account immediately and Report to NBE under a covering letter enclosing Annex-IV of NBE directive (SBB/64/2016)
Duplicate Account Statement on Request (S/A, C/A, TD, FCY, O/D, Loan Accounts etc)
[Service Type],[Service Charge]
Current Month ------> Free
Balance Confirmation to External Auditors
(S/A, C/A, TD, FCY, O/D, Loan Accounts etc) ----->100birr
Duplicate Account Statement on Request (S/A, C/A, TD, FCY, O/D, Loan Accounts etc)
Current year ----------> Birr 10 per page
Over a year------------>Birr 20 per page
Balance Availability Notification (S/A, C/A, TD, FCY, O/D, Loan Accounts etc)
Local Service fee(ETB) 100 , Registered mail----' '
International Service fee(ETB) 100, Courier Charge----' '
