Loan
Group Loan
Group loan allow the poor to access a loan without material collateral. The system requires potential clients to exercise a peer group self-selection and to organize small groups (3-7 members). Based on specific characteristics, Tsedey Bank group loans can be classified into three major categories.
Loan
Individual Business Loan
Individual business loans target the middle missing people whose credit demand is between conventional commercial banks (CCB) and MFIs. Individual business loans finance enterprises having better capital adequacy and asset positions compared to those financed by time deposits can also have similar accounts except that the withdrawal is fixed and have higher interest return for clients.
Loan
Asset Loan
Asset loans are delivered using individual lending methodology. Asset loans finance purchase of house furniture, construction, and maintenance of houses. These are salary based loans primarily targeting government civil servants that support community level development activities. The intention then is that the professionals are getting favorable environment serve the poor at grass roots level adequately. That is, by availing the necessary small loan needed for construction and maintenance of residential houses as well as household furniture, this product aims at enabling professionals to cope-up with living and working in rural areas, easing housing problems.
Loan
Micro & Small Enterprises Loan
Tsedey Bank has contributed to diminish unemployed youths in towns basically through supporting investment activities of the region. In order to realize this mission, Tsedey Bank has deliver loans for youths in using different collateral alternatives.
Loan
Energy Supply Technologies Loan
Tsedey Bank increasingly provides financial support while the regional government implements poverty alleviation policies and strategies in the region. Among poverty alleviation policies, the government has increasingly works to supply alternative energies for farmers to enhance sustainable bio-gaze and sustainable energy development activities in the region.
Loan
Agricultural Inputs Loan
Agricultural input loan was provided by the government. This system, in fact, had creates many burdens and problems for the government. Among these, the government has spent its time in distributing agricultural inputs than modernizing the farming system of the region. The farmers weren’t re-payed loans. The agricultural extensions has also not given due emphasis for agricultural productivity. To resolve these problems, Tsedey Bank had takeover the responsibility to provide financial services for agricultural inputs loan. Since 2006 the institution has agreed with National bank of Ethiopia, Bureau of Agriculture and Cooperatives Extension Agency to serve as a major agricultural inputs provider and inputs sales agents of the region.
Loan
Group Loan
Group loan allow the poor to access a loan without material collateral. The system requires potential clients to exercise a peer group self-selection and to organize small groups (3-7 members). Based on specific characteristics, Tsedey Bank group loans can be classified into three major categories; Installment, End-term, and Food Security (HABP).
Loan
Individual Business Loan
Individual business loans target the middle missing people whose credit demand is between conventional commercial banks (CCB) and MFIs. Individual business loans finance enterprises having better capital adequacy and asset positions compared to those financed by time deposits can also have similar accounts except that the withdrawal is fixed and have higher interest return for clients.
Loan
Asset Loan
Asset loans are delivered using individual lending methodology. Asset loans finance purchase of house furniture, construction, and maintenance of houses. These are salary based loans primarily targeting government civil servants that support community level development activities. The intention then is that the professionals are getting favorable environment serve the poor at grass roots level adequately. That is, by availing the necessary small loan needed for construction and maintenance of residential houses as well as household furniture, this product aims at enabling professionals to cope-up with living and working in rural areas, easing housing problems.
Loan
Micro and Small Enterprises Loan
Tsedey Bank has contributed to diminish unemployed youths in towns basically through supporting investment activities of the region. In order to realize this mission, Tsedey Bank has deliver loans for youths in using different collateral alternatives.
Loan
Energy Supply Technologies Loan
Tsedey Bank increasingly provides financial support while the regional government implements poverty alleviation policies and strategies in the region. Among poverty alleviation policies, the government has increasingly works to supply alternative energies for farmers to enhance sustainable bio-gaze and sustainable energy development activities in the region.
Loan
Agricultural Inputs Loan
Agricultural input loan was provided by the government. This system, in fact, had creates many burdens and problems for the government. Among these, the government has spent its time in distributing agricultural inputs than modernizing the farming system of the region. The farmers weren’t re-payed loans. The agricultural extensions has also not given due emphasis for agricultural productivity. To resolve these problems, Tsedey Bank had takeover the responsibility to provide financial services for agricultural inputs loan. Since 2006 the institution has agreed with National bank of Ethiopia, Bureau of Agriculture and Cooperatives Extension Agency to serve as a major agricultural inputs provider and inputs sales agents of the region.
