Who We are

Tsedey Bank has a rich history within Ethiopia's financial landscape. Its roots trace back to 1995 when the Organization for Rehabilitation and Development Ethiopia (ORDA-Ethiopia) established it as a department focused on rural credit. In April 1997, it transformed into a licensed microfinance company named Amhara Credit & Savings Institution (ACSI). Starting small with 3 million birr and a team of 40, ACSI served the microfinance sector for a quarter-century. Finally, in January 2022, Tsedey Bank officially secured its banking license from the National Bank of Ethiopia. Today, Tsedey Bank is a major force, catering to over 12.2 million customers nationwide, with over 1.3 million actively using loan services. The bank's financial strength is evident in its total assets Birr 74.6 billion and capital surpassing Birr 13.5 billion. It ensures a rapidly growing national presence with a network exceeding 630 branches and a human capital exceeding 13,400 employees. Tsedey Bank offers a wide range of domestic and international services, all underpinned by exceptional customer service. Tsedey Bank further distinguishes itself by providing comprehensive Shariah-compliant, interest-free banking services named 'Arhibu'.

Tsedey Bank works in partnership with European Union- International Fund for Agricultural Development, United States Agency for International Development (USAID), Agriculture Transformation Institute (ATI) and Women Entrepreneurs Development Project (WEDP). Tsedey Bank distinguishes itself through its: Extensive network: With a broad presence in rural Ethiopia, Tsedey Bank is accessible to a vast and undeserved population. Significant lending portfolio: The bank caters to a large customer base, providing financial resources to over 1 million loan clients. Award-winning performance: Tsedey Bank's dedication to excellence is recognized by its distinction as the first Ethiopian financial institution to receive an African Bankers Award. Commitment to social responsibility: The bank prioritizes giving back to the community, fostering a well-deserved reputation for corporate social responsibility, and many more.

Our Mission

Greatly contributing to the socio-economic transformation of Ethiopia by providing modern, inclusive and efficient banking services using the best available systems and technologies and through the hard work and commitment of its highly competent staff.

Our Vision

To become the leading inclusive and transformative commercial bank in Ethiopia by the year 2030.

Core Value

  • Professionalism
  • Integrity
  • Service Excellence
  • Sense of Ownership
  • Inclusiveness

Currency Exchange

Tsedey Bank S.C Foreign Currency Exchange Rate as at

Currency

 Currency Code

Buying

Selling

US DOLLAR

USD

145.0380

147.9388

EURO

EUR

168.6067

171.9788

POUND STERLING

GBP

193.7563

197.6314

UAE DIRHAM

AED

39.4865

40.2763

SWISS FRANC

CHF

181.0938

  184.7156

SWIDSH KRONER

SEK

15.2940

15.5999

NORWIGIAN KRONER

NOK

14.3724

14.6599

DANISH KRONER

DKK

22.5751

23.0266

DJIBOUTI FRANK

DJF

0.8123

0.8286

INDIAN RUPEE

INR

1.6473

1.6803

JAPANESE YEN

JPY

0.9581

0.9773

CANADIAN DOLAR

CAD

103.3034

105.3695

AUSTRAIAN DOLTAR

AUD

94.5503

96.4413

SAUDI RIYAL

SAR

38.6716

39.4451

SOUTH AFRICA RAND

ZAR

8.3804

8.5480

CHINESE YUAN

CNY

20.3516

20.7587

KUWAITI DINAR

KWD

472.3888

481.8365

KENYA SHILING 

KES

1.1209

1.1433

CASH

Currency

 Currency       Code

Buying

Selling

US DOLLAR

USD

143.0380

147.9388

EURO

EUR

168.6067

171.9788

POUND STERLING

GBP

193.7563

197.6314

UAE DIRHAM

AED

39.4865

40.2763

0 B ETB

Paid up Capital

0 +

Branches

0 B ETB

Asset

0 +

Employees

0 B ETB

Total Capital

0 +

Owned Buildings

0 B ETB

Deposit

0 +

Card Users

0 B ETB

Loan

0 +

Depositors

Product and Services

Deposit

Basic deposit services provided by Tsedey Bank are:

Demand deposit, Fixed Time deposit, Youth Saving Account, Women Saving Account, Child Trust Fund Account, Special Saving Accounts, and Accounts for Minors.

View More »

Interest Free Banking

Tsedey Bank provides specialized Interest-Free Banking financing and saving products.

The bank has financing products with the brand names of: Murabah, Istisna, Salam, and Qerd

Saving products of the bank are: Wadiah/Safekeeping/Accounts, Unrestricted Mudarebah investment Accounts & Foreign Currency Deposit Accounts.

Our products and services are tailored to serve and fulfill the needs of our esteemed customers.

View More »

Loan

Group loan, Individual loan, Asset loan, Micro and Small Enterprise loan, agricultural inputs loan and Technology Loans are basically mentioned among the common credit service loans.

View More »

International Banking

Tsedey Bank Provides Import, Export and Foreign Bank guarantees ,remittance and foreign exchange services in its International banking offices.

View More »

Corporate Social Responsibility

ፀደይ ባንክ የሁሉም ባንክ! ስንል ምን ማለታችን ነው?

•የባንክ አገልግሎት ላላገኙ የኅብረተሰብ ክፍሎች ቀድመን የደረስን ነን ማለታችን ነው!
•ሁሉንም ማሕበረሰብ በተግባር እያገለገልን ነው ማለታችን ነው!
•14 ሚሊዮን የሚደርሱ ደንበኞች ያሉን ሁሉንም አካታች ባንክ ነን ማለታችን ነው!
•ከ 1 ሚሊዮን በላይ ለሚሆኑ ደንበኞቻችን ብድር በመስጠት ከሚሊዮኖች ለሚሊዮኖች የተረፍን ባንክ ነን ማለታችን ነው!
•የቁጠባ ብቻ ሳይሆን የብድር ሥርጭታችንም ሁሉንም ያማከለ መሆኑን በተግባር ያሳየን ባንክ ነን ማለታችን ነው!
•በቡድን ብድር ለሚሊዮኖች ኑሮ መሻሻል ደማቅ ዐሻራ ያሳረፍን ነን ማለታችን ነው!
•የአገልግሎት አድማሳችንን በመላው ኢትዮጵያ በፍጥነት እያደረስን ያለን ባንክ ነን ማለታችን ነው!

•በአጠቃላይ ከእሴቶቻችን መካከል “አካታችነት” የሚለውን እሴታችን በተግባር የምንኖር ባንክ ነን ማለታችን ነው!

           

ፀደይ ባንክ! የሁሉም ባንክ!

Tsedey Bank! Bank for all!

 

Latest News

ፀደይ ባንክ እና አፍሪኔክስ ሆልዲንግ ኩባንያ አብሮ ለመሥራት ተፈራረሙ፡፡

By

ፀደይ ባንክ አካል ጉዳተኞች፣ ሴቶች እና ወጣቶችን ይበልጥ ተጠቃሚ የሚያደርጉ ሥራዎችን ለመሥራት ከአፍሪኔክስ ሆልዲንግ ኩባንያ ጋር አብሮ ለመሥራት ተፈራርሟል፡፡ በጋራ የመሥራት... read more

ፀደይ ባንክ የመማሪያ ቁሳቁስ ድጋፍ አደረገ፡፡

By

ለትውልድ መድረስ! ፀደይ ባንክ የመማሪያ ቁሳቁስ ድጋፍ አደረገ፡፡ ፀደይ ባንክ በሀገሪቱ የተለያዩ አካባቢዎች ለሚገኙ ተማሪዎች የመማሪያ ቁሳቁስ ድጋፍ አድርጓል፡፡ ባንኩ በሀገሪቱ የተለያዩ... read more

የሀራጅ ጨረታ ማስታወቂያ

By

                                      ፀደይ ባንክ አ.ማ ለአርዲ ማኒፋክቸርንግ ኃ/የተ/የግል/ማ/ር ለሰጠው ብድር በዋስትና ያስያዘውን በአዲስ አበባ ከተማ በልደታ ክፍለ ከተማ  የሚገኘውን በአቶ አንዱዓለም... read more

የጨረታማስታወቂያ

By

ፀደይ ባንክ አ.ማ ለአቶ ዉብሸት ጥላሁን ኃይሌ ለሰጠው ብድር በዋስትና የያዘውን መኪና በአዋጅ ቁጥር 97/90 በተሸሻለው አዋጅ ቁጥር 216/92 በተሰጠው... read more

የላቀ አፈፃፀም ያስመዘገቡ የፀደይ ባንክ ዲስትሪክቶች እና ቅርንጫፎች እውቅና እና ሽልማት ተሰጣቸው።

By

ባንኩ የ2024/25 አፈፃፀም እና የ2025/26 እቅዱ ላይ በዲስትሪክት ደረጃ ሲወያይ ሰንብቷል። በውይይቱ ማጠናቀቂያ ላይም የላቀ አፈፃፀም ያስመዘገቡ ዲስትሪክቶች እና ቅርንጫፎች እውቅና፣... read more

ፀደይ ባንክ ከክራፍት ሲልከን የቴክኖሎጂ ግሩፕ ጋር አብሮ ለመሥራት ተፈራረመ፡፡

By

ፀደይ ባንክ አ.ማ ከክራፍት ሲልከን ግሩፕ ጋር በኮር ባንኪንግ ሲስተም ዘርፍ አብሮ ለመሥራት የሚያስችለውን ስምምነት ዛሬ ሐምሌ24/2017 ዓ.ም በዋናው መሥሪያ... read more

ፀደይ ባንክ ከማስተር ካርድ እና ከሰፖርት ኤዱኬሽን ጋር አብሮ ለመሥራት ተፈራረመ፡፡

By

ፀደይ ባንክ ከማስተር ካርድ እና ከሰፖርት ኤዱኬሽን ጋር በጋራ ለመሥራት የሚያስችለውን የመግባቢያ ስምምነት ሐምሌ 19/2017 ዓ.ም በባንኩ ዋና መሥሪያ... read more

ፀደይ ባንክ አጠቃላይ ካፒታሉን ከ 13 ቢሊዮን ብር በላይ፣ አጠቃላይ ሀብቱን ደግሞ ከ74 ቢሊዮን ብር በላይ አደረሰ።

By

ፀደይ ባንክ አ.ማ የ2024/25 እቅድ አፈፃፀም እና የ2025/26 እቅድ ትውውቅ በዋና መሥሪያ ቤቱ እያካሔደ ይገኛል። በውይይቱ በተጠናቀቀው በጀት ዓመት የነበሩ ስኬቶች... read more

October 2025

September 2025

August 2025

የሀራጅ ጨረታ ማስታወቂያ

By

                                      ፀደይ ባንክ አ.ማ ለአርዲ ማኒፋክቸርንግ ኃ/የተ/የግል/ማ/ር ለሰጠው ብድር በዋስትና ያስያዘውን በአዲስ አበባ ከተማ በልደታ ክፍለ ከተማ  የሚገኘውን በአቶ አንዱዓለም... read more

የጨረታማስታወቂያ

By

ፀደይ ባንክ አ.ማ ለአቶ ዉብሸት ጥላሁን ኃይሌ ለሰጠው ብድር በዋስትና የያዘውን መኪና በአዋጅ ቁጥር 97/90 በተሸሻለው አዋጅ ቁጥር 216/92 በተሰጠው... read more

July 2025