Who We are

Tsedey Bank has a rich history within Ethiopia's financial landscape. Its roots trace back to 1995 when the Organization for Rehabilitation and Development Ethiopia (ORDA-Ethiopia) established it as a department focused on rural credit. In April 1997, it transformed into a licensed microfinance company named Amhara Credit & Savings Institution (ACSI). Starting small with 3 million birr and a team of 40, ACSI served the microfinance sector for a quarter-century. Finally, in January 2022, Tsedey Bank officially secured its banking license from the National Bank of Ethiopia. Today, Tsedey Bank is a major force, catering to over 14 million customers nationwide, with over 1.3 million actively using loan services. The bank's financial strength is evident in its total assets Birr 56.6 billion and capital surpassing Birr 12.8 billion. It ensures a rapidly growing national presence with a network exceeding 614 branches and a human capital exceeding 13,000 employees. Tsedey Bank offers a wide range of domestic and international services, all underpinned by exceptional customer service. Tsedey Bank further distinguishes itself by providing comprehensive Shariah-compliant, interest-free banking services named 'Arhibu'.

Tsedey Bank works in partnership with European Union- International Fund for Agricultural Development, United States Agency for International Development (USAID), Agriculture Transformation Institute (ATI) and Women Entrepreneurs Development Project (WEDP). Tsedey Bank distinguishes itself through its: Extensive network: With a broad presence in rural Ethiopia, Tsedey Bank is accessible to a vast and undeserved population. Significant lending portfolio: The bank caters to a large customer base, providing financial resources to over 1.3 million loan clients. Award-winning performance: Tsedey Bank's dedication to excellence is recognized by its distinction as the first Ethiopian financial institution to receive an African Bankers Award. Commitment to social responsibility: The bank prioritizes giving back to the community, fostering a well-deserved reputation for corporate social responsibility, and many more.

photo_2023-01-20 09.43.23-PhotoRoom
In 2015

Our Mission

Greatly contributing to the socio-economic transformation of Ethiopia by providing modern, inclusive and efficient banking services using the best available systems and technologies and through the hard work and commitment of its highly competent staff.

Our Vision

To become the leading inclusive and transformative commercial bank in Ethiopia by the year 2030.

Core Value

  • Professionalism
  • Integrity
  • Service Excellence
  • Sense of Ownership
  • Inclusive

Currency Exchange

Tsedey Bank S.C Foreign Currency Exchange Rate as at

Currency

Buying

Selling

USD

US Dollar


57.4895



58.6393

EUR

Euro

62.3359

63.5826

GBP

Pound Sterling

70.6759

72.0894

AED

UAE Dirham

14.1646

14.4479

0 B ETB

Paid up Capital

0 +

Branches

0 B ETB

Asset

0 +

Employees

0 B ETB

Total Capital

0 B ETB

Deposit

0 B ETB

Loan

Product and Services

Deposit

Basic deposit services provided by Tsedey Bank are:

Demand deposit, Fixed Time deposit, Youth Saving Account, Women Saving Account, Child Trust Fund Account, Special Saving Accounts, and Accounts for Minors.

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Interest Free Banking

Tsedey Bank provides specialized Interest-Free Banking financing and saving products.

The bank has financing products with the brand names of: Murabah, Istisna, Salam, and Qerd

Saving products of the bank are: Wadiah/Safekeeping/Accounts, Unrestricted Mudarebah investment Accounts & Foreign Currency Deposit Accounts.

Our products and services are tailored to serve and fulfill the needs of our esteemed customers.

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Loan

Group loan, Individual loan, Asset loan, Micro and Small Enterprise loan, agricultural inputs loan and Technology Loans are basically mentioned among the common credit service loans.

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International Banking

Tsedey Bank Provides Import, Export and Foreign Bank guarantees ,remittance and foreign exchange services in its International banking offices.

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Corporate Social Responsibility

ፀደይ ባንክ የሁሉም ባንክ! ስንል ምን ማለታችን ነው?

•የባንክ አገልግሎት ላላገኙ የኅብረተሰብ ክፍሎች ቀድመን የደረስን ነን ማለታችን ነው!
•ሁሉንም ማሕበረሰብ በተግባር እያገለገልን ነው ማለታችን ነው!
•14 ሚሊዮን የሚደርሱ ደንበኞች ያሉን ሁሉንም አካታች ባንክ ነን ማለታችን ነው!
•ከ 1 ሚሊዮን በላይ ለሚሆኑ ደንበኞቻችን ብድር በመስጠት ከሚሊዮኖች ለሚሊዮኖች የተረፍን ባንክ ነን ማለታችን ነው!
•ከአጠቃላይ የብድር ሥርጭታችን ከ40 በመቶ በላይ የሚሆነውን ለሴቶች በማበደር የፋናንስ አካታችነትን በተግባር የኖርን ባንክ ነን ማለታችን ነው!
•የቁጠባ ብቻ ሳይሆን የብድር ሥርጭታችንም ሁሉንም ያማከለ መሆኑን በተግባር ያሳየን ባንክ ነን ማለታችን ነው!
•በቡድን ብድር ለሚሊዮኖች ኑሮ መሻሻል ደማቅ ዐሻራ ያሳረፍን ነን ማለታችን ነው!
•የአገልግሎት አድማሳችንን በመላው ኢትዮጵያ በፍጥነት እያደረስን ያለን ባንክ ነን ማለታችን ነው!

•በአጠቃላይ ከእሴቶቻችን መካከል “አካታችነት” የሚለውን እሴታችን በተግባር የምንኖር ባንክ ነን ማለታችን ነው!

           

ፀደይ ባንክ! የሁሉም ባንክ!

Tsedey Bank! Bank for all!

 

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